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Diversification – The Only Free Lunch in Town
Investing has long been recognised as a key strategy for building wealth and achieving long-term financial goals. However, the world of investing can be complex and unpredictable, with markets fluctuating and economic conditions changing rapidly. This is where…
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Types of costs associated with investing
Investing is a crucial component of building wealth and securing financial stability. However, it’s important to recognise that all investments come with costs that can eat into your returns. Many investors often overlook these costs, but they can…
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Read moreThe January Effect – A Seasonal Anomaly in Investing
In the world of investing, various calendar-based trends and anomalies have captured the attention of market participants. One such phenomenon is the January Effect, which suggests that stock prices tend to rise more in January than in any other month.
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2024 – The Dual Lens of Time
When investing in company shares and owning bonds, investors expect a positive long-term return after inflation. Sadly, it is inevitable that market returns in the short run are not predictable. They are filled with noise as the market incorporates new…
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Read moreInvestment Consequences of the unfolding tragedy in the Middle East
The tragic incidents and unfolding human tragedy in Israel and the Gaza Strip have impacted everyone, and many people have concerns about how this could turn into a wider dispute during a period of great uncertainty in the world. Rightfully, the…
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Do just a few stocks drive market returns?
It can be simple to forget that we view market fluctuations via an aggregated, market-capitalisation-weighted lens. In actuality, the fortunes of various stocks and sectors may vary greatly over the short and long durations. Look at the chart below to…
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Read moreShould I pay Voluntary National Insurance Contributions whilst Residing in Hong Kong
Mat Bate, Chartered Wealth Manager can talk at length about the technicalities of portfolio construction, evidence-based investing, and the importance of cost control but he’s also a passionate advocate of Financial Planning and making sure your future financial self is…
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Lessons from a Legend
The investment management world adores legends, none more so than the nonagenarian ‘Oracle of Omaha’ Warren Buffett, CEO of the US-listed firm Berkshire Hathaway. Buffett has developed a portfolio of directly holding companies in addition to a portfolio of listed…
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Read moreBitcoin and Bandwagons
Over the past few weeks and months, it may have appeared that making big money in markets is easy – just buy Tesla or Bitcoin and you are sure to double your money! These are certainly not recommendations; this is…
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Will – Guardianship
One such task which people tend to kick down the road for various reasons is the drafting of a will, and often incorporated within it, completing the Deed of Guardianship. We understand that this is not the most fun topic…
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Read moreWho Packed your Parachute
None of the Private Capital team has ever jumped out of a plane; Rick said when we asked him, “If the plane is going to land, I’ve always thought it was a bit silly”! If we were to jump, one…
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The Needle in Goldman Sachs’ Haystack
At Private Capital the financial planning advice we offer expats in Hong Kong is not limited to advising them on which stocks they should own and which they should avoid. This is not without good reason. The random walk of…
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