Private Capital

Bitcoin and bandwagons

Over the past few weeks and months, it may have appeared that making big money in markets is easy – just buy Tesla or Bitcoin and you are sure to double your money! These are certainly not recommendations; this is…

Will – Guardianship

With the constantly evolving situation around the world, we are counting ourselves lucky in Hong Kong in that we are not confined to the four walls of our apartments. Especially so when speaking with friends and family “on lockdown” in…

Who Packed your parachute

None of the Private Capital team have ever jumped out of a plane; Rick said when I asked him, “if the plane is going to land, I’ve always thought it was a bit silly”! If we were to jump, one…

The Needle in Goldman Sachs’ Haystack

At Private Capital the financial planning advice we offer expats Hong Kong is not limited to advising them on which stocks they should own and which they should avoid. This is not without good reason. The random walk of the…

Taking the easy wins

Our last blog discussed the merits of having a clear, well thought out financial plan. Once you have a plan in place, we recommended in our guide looking at some other areas which are “easy wins” in terms…

Star Manager’s going Supernova

Fund managers that reliably outperforming are few and far between, difficult to identify in advance and ultimately destined to stop outperforming – sometimes in spectacular fashion. Regardless, active management is always keen to wax lyrical about any given star manager’s…

Should I pay Voluntary National Insurance Contributions whilst residing in Hong Kong

Mat Bate, Chartered Wealth Manager can talk at length about the technicalities of portfolio construction, evidence-based investing and the importance of cost-control but he’s also a passionate advocate of Financial Planning and making sure your future financial self is in…

Rebalancing – do I really have to?

Most human beings find it difficult being investors. We’re brought up to try and purchase items when they are cheap and avoid them when they are considered expensive, however, the data suggests this is often not the case for equities.

Questions to ask your Money Manager

All too frequently we come across clients who have little understanding of the financial products/instruments they hold. Often the performance will be sub-par (being generous), generating returns far below the appropriate benchmark based on the risk being taken. Most…

Financial plan

Our previous piece explained why in uncertain times you should leave investment portfolio alone, and over the past two weeks we’ve seen a strong rally from global markets. Whilst there may be more downside to come, we know that…

Estate Planning

We hope you found our last article helpful, get in touch if you want to clarify any points or need help in executing them. This time we look at Estate Planning; we’ve discussed in a previous blog the…

Budgeting in Hong Kong?

In the second instalment of articles from our Guide to Financial Planning in Hong Kong, we discussed why having a plan is essential when it comes to managing your finances, knowing what you want to achieve with…

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