Blog
Blog
Lessons from a Legend
The investment management world adores legends, none more so than the nonagenarian ‘Oracle of Omaha’ Warren Buffett, CEO of the US-listed firm Berkshire Hathaway. Buffett has developed a portfolio directly holding companies in addition to a portfolio of listed stocks. He…
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Bitcoin and Bandwagons
Over the past few weeks and months, it may have appeared that making big money in markets is easy – just buy Tesla or Bitcoin and you are sure to double your money! These are certainly not recommendations; this is…
Read moreWill – Guardianship
With the constantly evolving situation around the world, we are counting ourselves lucky in Hong Kong in that we are not confined to the four walls of our apartments. Especially so when speaking with friends and family “on lockdown” in…
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Who Packed your Parachute
None of the Private Capital team have ever jumped out of a plane; Rick said when I asked him, “if the plane is going to land, I’ve always thought it was a bit silly”! If we were to jump, one…
Read moreThe Needle in Goldman Sachs’ Haystack
At Private Capital the financial planning advice we offer expats Hong Kong is not limited to advising them on which stocks they should own and which they should avoid. This is not without good reason. The random walk of the…
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Taking the Easy Wins
Our last blog discussed the merits of having a clear, well thought out financial plan. Once you have a plan in place, we recommended in our guide looking at some other areas which are “easy wins”…
Read moreStar Manager’s going Supernova
Fund managers that reliably outperforming are few and far between, difficult to identify in advance and ultimately destined to stop outperforming – sometimes in spectacular fashion. Regardless, active management is always keen to wax lyrical about any given star manager’s…
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Should I pay Voluntary National Insurance Contributions whilst Residing in Hong Kong
Mat Bate, Chartered Wealth Manager can talk at length about the technicalities of portfolio construction, evidence-based investing and the importance of cost-control but he’s also a passionate advocate of Financial Planning and making sure your future financial self is in…
Read moreRebalancing – do I really have to?
Most human beings find it difficult being investors. We’re brought up to try and purchase items when they are cheap and avoid them when they are considered expensive, however, the data suggests this is often not the case for equities.
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Questions to Ask Your Money Manager
All too frequently we come across clients who have little understanding of the financial products/instruments they hold. Often the performance will be sub-par (being generous), generating returns far below the appropriate benchmark based on the risk being taken. Most…
Read moreFinancial Plan
Our previous piece explained why in uncertain times you should leave investment portfolio alone, and historically we’ve seen a strong rally from global markets. Whilst there may be more downside to come, we know that investors who miss…
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Estate Planning
This time we look at Estate Planning; we’ve discussed in a previous blog the importance of having your Will and Deed of Guardianship set up, so if you haven’t yet read and acted upon that, make it a priority. Here…
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