Blog
Blog
Bitcoin and Bandwagons
Over the past few weeks and months, it may have appeared that making big money in markets is easy – just buy Tesla or Bitcoin and you are sure to double your money! These are certainly not recommendations; this is…
Read more
Will – Guardianship
With the constantly evolving situation around the world, we are counting ourselves lucky in Hong Kong in that we are not confined to the four walls of our apartments. Especially so when speaking with friends and family “on lockdown” in…
Read moreWho Packed your Parachute
None of the Private Capital team have ever jumped out of a plane; Rick said when I asked him, “if the plane is going to land, I’ve always thought it was a bit silly”! If we were to jump, one…
Read more
The Needle in Goldman Sachs’ Haystack
At Private Capital the financial planning advice we offer expats Hong Kong is not limited to advising them on which stocks they should own and which they should avoid. This is not without good reason. The random walk of the…
Read moreTaking the Easy Wins
Our last blog discussed the merits of having a clear, well thought out financial plan. Once you have a plan in place, we recommended in our guide looking at some other areas which are “easy wins”…
Read more
Star Manager’s going Supernova
Fund managers that reliably outperforming are few and far between, difficult to identify in advance and ultimately destined to stop outperforming – sometimes in spectacular fashion. Regardless, active management is always keen to wax lyrical about any given star manager’s…
Read moreShould I pay Voluntary National Insurance Contributions whilst Residing in Hong Kong
Mat Bate, Chartered Wealth Manager can talk at length about the technicalities of portfolio construction, evidence-based investing and the importance of cost-control but he’s also a passionate advocate of Financial Planning and making sure your future financial self is in…
Read more
Rebalancing – do I really have to?
Most human beings find it difficult being investors. We’re brought up to try and purchase items when they are cheap and avoid them when they are considered expensive, however, the data suggests this is often not the case for equities.
Read moreQuestions to Ask Your Money Manager
All too frequently we come across clients who have little understanding of the financial products/instruments they hold. Often the performance will be sub-par (being generous), generating returns far below the appropriate benchmark based on the risk being taken. Most…
Read more
Financial Plan
Our previous piece explained why in uncertain times you should leave investment portfolio alone, and over the past two weeks we’ve seen a strong rally from global markets. Whilst there may be more downside to come, we know that…
Read moreEstate Planning
We hope you found our last article helpful, get in touch if you want to clarify any points or need help in executing them. This time we look at Estate Planning; we’ve discussed in a previous blog the…
Read more
Budgeting in Hong Kong?
In the second instalment of articles from our Guide to Financial Planning in Hong Kong, we discussed why having a plan is essential when it comes to managing your finances, knowing what you want to achieve with…
Read more