Young professionals

Young professionals

As a young professional living in Hong Kong, you’ll be aware of the careful financial balance required in order to enjoy your time now while planning for your future.

Many of the young professionals we work with are in their 30s and are well on their way to becoming an established firm partner or high earner. Their financial situations are often complex; they have assets, such as pensions or property, both back home in the UK and here in Hong Kong.

With young families, stressful careers and eventual retirement on their minds, they need a financial professional who can help them to get organised and establish a successful future while living in Hong Kong.

We’ll help you to:

  • Plan for the short and medium needs of you and your family: your children’s education, your mortgage, family holidays, weddings etc
  • Think ahead to your long-term future and create a thorough plan for every stage of life, including your eventual retirement
  • Invest and save in a way that’s disciplined, tax-efficient and best-placed for your financial and lifestyle needs
  • Plan for every eventuality in terms of your location, including the possibility of your eventual repatriation
  • Why Private Capital?

    As an expat in Hong Kong, your financial needs and goals will present unique challenges. You need a financial professional with specific expertise.

    That’s where we come in. Unlike the service a restricted adviser or bank would provide, as an independent firm our recommendations are unrestricted and unbiased.

    Because of our international presence, regulation and reputation in Hong Kong, wider East Asia and the UK, you can be confident that we are well equipped to help you get financially organised and achieve your lifelong goals.

    With more than 100 years of combined experience, you can rest assured your financial future is in good hands.

    Scott and Ramona
    Clients since 2016
  • With Private Capital I can email or talk any time. It’s just a very good relationship; it feels more like a family.
  • read more


    Private Capital Limited is a licensed corporation by the Securities and Futures Commission (SFC) in Hong Kong, licence number AFC470, for conducting regulated activities Type 4 (Advising on Securities) and Type 9 (Asset Management). More information can be found here.

    All insurance advice is provided through PCL Insurance Services Limited, which is a licensed insurance broker with the Hong Kong Insurance Authority, licence number FB1315.

    The following are the names and SFC licence numbers of our Responsible Officers and Licenced representatives:

    More information can be found here.

    Private Capital is a Hong Kong based Financial Planning company providing holistic Financial Planning and investment management services to Families in Hong Kong. We specialise in advising clients with a connection to the United Kingdom, whether British citizens or not, on their ongoing affairs whilst non-UK resident as well as repatriation planning.

    Private Capital is a fiduciary, fee-only, independent adviser paid solely by our clients, allowing our advice to be unaffected by conflicts of interest. Our portfolios are evidence-based and built on access to institutional-quality financial solutions at the lowest cost possible.

    Private Capital are licensed by the Securities and Futures Commission of Hong Kong.