Beyond work

If you have worked in east Asia and are now ready to enjoy retirement – whether that’s here in Asia, back home in the UK or elsewhere – the nature of your international situation requires the help of an expert.

Many of our clients who are ready to think about life beyond work are aged 55 or over and are keen to begin the retirement they’ve worked so hard for over the years. Repatriation is a key goal for many; after busy careers, they’re ready to enjoy life back home.

But with assets in multiple regions of the world, retirement planning becomes more complex. It can be hard to know if you’re making the right choices. That’s where we can help.

We’ll help you to:

Create a bespoke plan for your retirement, so that you can enjoy life beyond work with confidence

Make lifestyle changes, such as repatriation, travel or early retirement

Evaluate your existing financial arrangements, such as your pensions (including QROPs and SIPPS), savings and investments, in order to create a full picture of your retirement income

Make adjustments to your arrangement if necessary, in order to help you achieve your goals

Invest and save in a way that’s disciplined, tax-efficient and best-placed for your retirement needs

Why Private Capital?

As an expat in Hong Kong, your financial needs and goals will present unique challenges. You need a financial professional with specific expertise.

That’s where we come in. Unlike the service a restricted adviser or bank would provide, as an independent firm our recommendations are unrestricted and unbiased.

Because of our international presence, regulation and reputation in Hong Kong, wider East Asia and the UK, you can be confident that we are well equipped to help you get financially organised and achieve your lifelong goals.

With more than 100 years of combined experience, you can rest assured your financial future is in good hands.

James and Amy

Clients since 2002

From Private Capital, I got a new level of understanding. I just wasn’t aware of these things until I talked to you.

Private Capital Limited is a licensed corporation by the Securities and Futures Commission (SFC) in Hong Kong, licence number AFC470, for conducting regulated activities Type 4 (Advising on Securities) and Type 9 (Asset Management). More information can be found here.

All insurance advice is provided through PCL Insurance Services Limited, which is a licensed insurance broker with the Hong Kong Insurance Authority, licence number FB1315.

The following are the names and SFC licence numbers of our Responsible Officers and Licenced representatives:

ADKINSON, Ricky James: ACP711

BATE Mathew James: AZY412

STOCKTON Philip Wheeler: AGO028

More information can be found here.

Private Capital is a Hong Kong based Financial Planning company providing holistic Financial Planning and investment management services to Families in Hong Kong. We specialise in advising clients with a connection to the United Kingdom, whether British citizens or not, on their ongoing affairs whilst non-UK resident as well as repatriation planning.

Private Capital is a fiduciary, fee-only, independent adviser paid solely by our clients, allowing our advice to be unaffected by conflicts of interest. Our portfolios are evidence-based and built on access to institutional-quality financial solutions at the lowest cost possible.

Private Capital are licensed by the Securities and Futures Commission of Hong Kong.

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