Blog
Blog
Bitcoin and Bandwagons
Over the past few weeks and months, it may have appeared that making big money in markets is easy – just buy Tesla or Bitcoin and you are sure to double your money! These are certainly not recommendations; this is…
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Will – Guardianship
One such task which people tend to kick down the road for various reasons is the drafting of a will, and often incorporated within it, completing the Deed of Guardianship. We understand that this is not the most fun topic…
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Read moreWho Packed your Parachute
None of the Private Capital team has ever jumped out of a plane; Rick said when we asked him, “If the plane is going to land, I’ve always thought it was a bit silly”! If we were to jump, one…
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The Needle in Goldman Sachs’ Haystack
At Private Capital the financial planning advice we offer expats in Hong Kong is not limited to advising them on which stocks they should own and which they should avoid. This is not without good reason. The random walk of…
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Read moreTaking the Easy Wins
Our financial plan blog discussed the merits of having a clear, well-thought-out financial plan. Once you have a plan in place, we recommended in our guide looking at some other areas which are “easy wins”…
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Star Manager’s going Supernova
Fund managers that reliably outperform are few and far between, difficult to identify in advance and ultimately destined to stop outperforming – sometimes in spectacular fashion. Regardless, active management is always keen to wax lyrical about any given star manager’s…
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Read moreRebalancing – do I really have to?
Most human beings find it difficult to be investors. We’re brought up to try and purchase items when they are cheap and avoid them when they are considered expensive, however, the data suggests this is often not the case for…
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Questions to Ask Your Money Manager
All too frequently we come across clients who have little understanding of the financial products/instruments they hold. Often the performance will be sub-par (being generous), generating returns far below the appropriate benchmark based on the risk being taken. Most…
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Read moreFinancial Plan
Our previous piece explained why in uncertain times you should leave investment portfolio alone, and historically we’ve seen a strong rally from global markets. Whilst there may be more downside to come, we know that investors who miss…
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Estate Planning
This time we look at Estate Planning; we’ve discussed in a previous blog the importance of having your Will and Deed of Guardianship set up, so if you haven’t yet read and acted upon that, make it a priority. Here…
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Read moreBudgeting in Hong Kong?
In the second instalment of articles from our Guide to Financial Planning in Hong Kong, we discussed why having a plan is essential when it comes to managing your finances, knowing what you want to achieve with…
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A Guide to Spring Clean Your Finances
The Japanese kanji for crisis (above) comprises two symbols: one representing danger and the other ‘opportunity.’ Our busy clients often lamented that they never had time to focus on their finances. However, during the COVID-19 pandemic, we witnessed a surge…
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