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How to Perform Due Diligence on a Financial Advisor
In this complex and often confusing financial world, it is essential to have a trusted advisor who genuinely has your best interests at heart. This is precisely where a fiduciary financial advisor enters the picture. But what…
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The Dangers of Overconfidence: Why Investors Need a Reality Check
Financial planning plays a crucial role in ensuring long-term financial stability and success. However, one common cognitive bias that can hinder effective financial planning is overconfidence bias. Overconfidence bias is the tendency to overestimate one’s abilities, knowledge,…
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Read moreDecoding the Puzzle of Saving and Investments
We often find these terms used interchangeably, and most people think these phrases are the same thing however, they represent distinct strategies with their benefits and considerations. Both strategies help build up wealth however, they represent putting…
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Evaluating Your Investments and Creating a Long-Term Financial Plan
Investing is a crucial component of long-term financial planning. It allows individuals to grow their wealth and achieve their financial goals over time. As we enter a new year, it is essential to review your…
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Read moreDiversification – The Only Free Lunch in Town
Investing has long been recognised as a key strategy for building wealth and achieving long-term financial goals. However, the world of investing can be complex and unpredictable, with markets fluctuating and economic conditions changing rapidly. This is where…
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Types of costs associated with investing
Investing is a crucial component of building wealth and securing financial stability. However, it’s important to recognise that all investments come with costs that can eat into your returns. Many investors often overlook these costs, but they can…
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Read moreThe January Effect – A Seasonal Anomaly in Investing
In the world of investing, various calendar-based trends and anomalies have captured the attention of market participants. One such phenomenon is the January Effect, which suggests that stock prices tend to rise more in January than in any other month.
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2024 – The Dual Lens of Time
When investing in company shares and owning bonds, investors expect a positive long-term return after inflation. Sadly, it is inevitable that market returns in the short run are not predictable. They are filled with noise as the market incorporates new…
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Read moreInvestment Consequences of the unfolding tragedy in the Middle East
The tragic incidents and unfolding human tragedy in Israel and the Gaza Strip have impacted everyone, and many people have concerns about how this could turn into a wider dispute during a period of great uncertainty in the world. Rightfully, the…
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Do just a few stocks drive market returns?
It can be simple to forget that we view market fluctuations via an aggregated, market-capitalisation-weighted lens. In actuality, the fortunes of various stocks and sectors may vary greatly over the short and long durations. Look at the chart below to…
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Read moreShould I pay Voluntary National Insurance Contributions whilst Residing in Hong Kong
Mat Bate, Chartered Wealth Manager can talk at length about the technicalities of portfolio construction, evidence-based investing, and the importance of cost control but he’s also a passionate advocate of Financial Planning and making sure your future financial self is…
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Lessons from a Legend
The investment management world adores legends, none more so than the nonagenarian ‘Oracle of Omaha’ Warren Buffett, CEO of the US-listed firm Berkshire Hathaway. Buffett has developed a portfolio of directly holding companies in addition to a portfolio of listed…
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