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Mastering Your Finance: A Guide to Budgeting and Investing
In the world of personal finance, budgeting and investing go hand in hand. While budgeting helps you manage your finances day to day, investing is crucial for building long-term wealth. One common question that many people have is, …
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The Anchoring Bias – Sailing Smoothly
What is anchoring? It is common for people to place a disproportionate amount of weight on the first piece of information they are given regarding an event, subject, or choice. This is referred to as anchoring. Are you a person…
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Read moreDecoding Yield Chasing: A Roadmap for Financial Planners to Navigate Risks and Rewards
In the world of investing, the allure of chasing yield can be tempting, promising attractive returns in the short term. However, the pursuit of high yields often comes with significant risks that investors must carefully consider. When chasing yield,…
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Buying High and Selling low
Buying high and selling low may sound counterintuitive, however, the relative strength strategy demonstrates buying stronger companies and selling relatively weaker performers may result in a positive return. This article isn’t about relative strength strategy but about the behavioural…
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Read moreRegular Savings with Bonnie and Clyde
Question: Who will accumulate the largest pot of money aged 65, assuming 8% investment growth? Bonnie who saves for 10 years from 21 to 30 then decides to cease paying into…
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Timing the Market, Why it’s a Fool’s Game
The temptation to outsmart the stock market by perfectly timing investments is strong for many investors. The dream of buying low and selling high is an alluring one. However, market timing is widely considered one of the riskiest strategies…
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Read moreBad Habits That Restrict You From Achieving Your Investment Goals
‘If you don’t know where you’re going, you will probably end up somewhere else.’ – Laurence J. Peter The above quote epitomises and investment journey without a plan. When it comes to building your plan, your life…
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Overtrading can be the downfall to your investment returns
In today’s fast-paced financial markets, it’s easy to get caught up in the excitement of trading. The promise of quick profits and the thrill of making swift investment decisions can be enticing. However, what many investors fail to realise…
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Read moreHow financial planners can help manage your expectations on the return on your investments
Investing for the long haul necessitates constructing a well-diversified portfolio tailored to deliver appropriate risk and return levels across various market scenarios. However, even after meticulously designing the optimal portfolio, no one can accurately predict or control the actual…
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Why Fee-Based Financial Advisors Warn Against Short-Term Investing Focus
In the intricate world of investing, fee-based financial advisors consistently caution against the allure of short-term market gains, suggesting instead a steadfast focus on long-term investment strategies. The argument that while the volatility of stock market returns…
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Read moreHow to Perform Due Diligence on a Financial Advisor
In this complex and often confusing financial world, it is essential to have a trusted advisor who genuinely has your best interests at heart. This is precisely where a fiduciary financial advisor enters the picture. But what…
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Diversification – The Only Free Lunch in Town
Investing has long been recognised as a key strategy for building wealth and achieving long-term financial goals. However, the world of investing can be complex and unpredictable, with markets fluctuating and economic conditions changing rapidly. This is where…
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